Travel Safer and Smoother: 8 Tips for the Modern Jetsetter

Eagle Wealth Management |

Fiji, France, Japan, or the Yucatán...

Wherever your next trip takes you, your travel plans could get tripped up if you're not planning ahead.

For some, ditching plans and being spontaneous can be part of the fun of it all.  It can lead to some welcome surprises.  But surprises on a vacation can also be pretty stressful.  And unexpected events aren't always good.

In fact, they can become big problems pretty quickly — and they can end up turning the trip of your dreams into a total NIGHTMARE.

Unfortunately, many of us know that firsthand and have experienced at least one travel headache recently.  That can mean flight delays or cancellations, along with unexpected expenses, travel scams, and more.1

So, what can we do to keep our trips FUN?  How can we give ourselves better chances of an amazing vacation, instead of rolling the dice with travel disasters?

Let's find out by checking out some simple and highly effective safety tips for the modern jetsetter.

8 Painless & Powerful Ways to Travel Safer in Today's World

01- Blend in
Try to dress like the locals.  Leave your designer duds at home, and don't wear flashy jewelry.  You don't want to stand out and call attention to yourself as a tourist Instead, you want to keep a low profile and be a chameleon in your surroundings.

Pro Tip:  Invest in a secure travel bag.  There are several options out there with slash-proof fabric, interlocking zippers, and other features that can make it much harder for thieves to steal from you.

02 - Have an emergency plan
Know who to call and what to do in case of an emergency.  Keep a short list of emergency contacts where you can easily access them, like in your phone.  If you're traveling abroad, look up and memorize the phone number for 911 (check this list).  Also, know where the closest U.S. embassy is (you can look that up here).

Pro Tip:  Sign up for the Smart Traveler Enrollment Program (STEP), so you can get alerts from the U.S.  Embassy about any disasters or civil unrest in your destination.  You can also get alerts about family emergencies through STEP.

03 - Bring a basic first aid kit
Start with any medications you take regularly.  Include allergy medicines, inhalers, and/or motion sickness drugs, if needed.  Also, don't forget bandages for minor cuts, antiseptic wipes, and some type of over-the-counter pain medicine.  This kit can help you avoid injury or treat minor injuries on the go.

Pro Tip: Pack sunscreen and bug repellent!

04 - Consider short-term travel insurance
If you’re going on a larger, overseas trip, you might want to consider trip insurance and travel medical insurance.  While trip insurance can cover cancellations and lost or stolen property, travel medical insurance can cover medical needs and emergency care on your trip.

Pro Tip: Double check whether your insurance covers just one trip or a given period of time.  If you travel more often, you may want to consider an annual travel insurance plan, so you always have that coverage in the background.

05 - Make digital copies of all your important travel documents
Scan your ID, passport, travel itinerary, airline tickets, hotel confirmations, and other travel documents you'll need on your vacation and upload them to your vault within our Wealthview program.  If anything happens to the physical versions of these items, your digital backups can verify who you are and help you get to where you need to be. That can help you avoid huge disruptions in a trip.

Pro Tip:  Scan vaccination cards, medication information, and emergency contact information too.

06 - Regularly check in with home
Frequently call or check in with a friend or loved one back home.  When you do, briefly share your upcoming plans, like where you're going, who you're going with, and what you're going to do.  If you do this and anything goes wrong, it can be much easier to figure out where you are and get you help ASAP.

Pro Tip:  Plan your home check-ins in the morning, right before you go out for the day, or in the evenings, right before you eat dinner or go to bed.   And remember, you don't need someone to pick up on the other end for your check-in to be effective.  Leaving a message or text daily works just the same.

07 - Stay sharp, alert, and aware
Keep your wits about you. Look around without looking like you're lost, such as by taking a moment to sit down and observe calmly.  Pay attention to your surroundings, including who's around you, at all times.  Don't drink too much alcohol.  And trust your gut.  If you get a weird feeling about somebody or a certain situation, trust your instincts.

Pro Tip:  Don't share too much with strangers or locals.  Keep your cards close to your chest. That can mean not disclosing that you're a first timer to an area and not sharing the name of your hotel (or the address of your accommodation).

08 - Hide an "emergency" cash stash
Keep at least two stashes of money and credit cards when you travel.  Carry one stash and hide the other in a separate, secure spot.  That way, you'll have instant access to back-up funds if you're pickpocketed or you somehow lose the cash you're carrying.

Pro Tip:  Hide your emergency cash stash in unusual places, like in an empty (dry) toiletry bottle, inside of a sock or shoe, or in between a mobile device and its case.
Are any of these tips already habits for you?  Which new ones will you try on your next vacation?

No matter where you go or what you already know about travel safety, the reality is we can be really vulnerable when we’re abroad — and the more we travel safely, the better we’ll be at protecting ourselves and still have a great time.

That’s one reason why it’s so important to think ahead, have a contingency plan, and be proactive about travel safety.

It’s not the only one, though.  After all, when travel plans go off the rails, our wallets can take a hit.

Replacing lost or stolen items, rebooking flights, and more can all come at eye watering costs when we’re scrambling to get vacation plans back on track.

But we can get ahead of all of that with the right travel safety plans and some good old-fashioned common sense. 

That’s especially true when it comes to handling our finances abroad.  And it doesn’t take a whole lot of effort.  In fact, we can start by simply being mindful of how we carry and access cash as travelers.  That means not carrying around large amounts of money at any point. It also means no nighttime ATM trips.

Those small choices can add up and have a HUGE impact on how much risk you assume while you travel.  And it just takes a little foresight and some thoughtful prep to limit those risks.

With that and a little help from some folks you trust, you can be well on your way to enjoying much safer (and still spectacular) travels.  Any questions?  Give us a call – we’re always here to help you out.

Happy Travels,
Your Eagle Wealth Team

1 -


The Week on Wall Street

Rising concerns about further rate hikes sent stocks lower to kick off the second half of trading.

The Dow Jones Industrial Average lost 1.96%, while the Standard & Poor’s 500 retreated 1.16%. The Nasdaq Composite index surrendered 0.92% for the week. The MSCI EAFE index, which tracks developed overseas stock markets, tumbled 2.57%.1,2,3

Stocks Slide

Stocks were dragged lower last week by news reigniting fears of additional interest rate increases. It started with the minutes from June’s Federal Open Market Committee meeting, which revealed a majority of voting members supported at least two more rate hikes. But a strong employment report from Automated Data Processing (ADP), a payroll processor, unnerved investors, sending stocks lower and bond yields higher.

Markets stabilized after Friday morning’s federal government’s monthly employment release showed a less-than-expected increase in nonfarm payrolls. But stock prices turned down in the afternoon, adding to the week’s losses.

Mixed Labor Market Signals

Wall Street was rattled by an unexpected surge in new private-sector jobs last Thursday. ADP reported private sector employers had added 497,000 jobs in June, blowing away the consensus estimate of 220,000. Leisure and hospitality led the gains with 232,000 new hires, followed by construction (97,000).4

Friday’s release of monthly employment data painted a more moderate picture, with 209,000 new jobs added in June, well below the estimate of 240,000 and May’s downwardly revised total of 306,000. Friday’s report added to data released earlier in the week (a decline in job openings and a rise in jobless claims) that suggested that the labor market may be cooling.5




Wednesday:  Consumer Price Index (CPI)
Thursday:  Producer Price Index (PPI). Jobless Claims
Friday:  Consumer Sentiment

Source: Econoday, July 7, 2023
The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision.


Thursday:  Delta Air Lines, Inc. (DAL), Pepsico, Inc. (PEP), Cintas Corporation (CTAS)
Friday:  JPMorgan Chase & Co. (JPM), UnitedHealth Group Incorporated (UNH), Citigroup, Inc. (C), Wells Fargo & Company (WFC), BlackRock, Inc. (BLK)

Source: Zacks, July 7, 2023
Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice.

Any companies mentioned are for informational purposes only, and this should not be considered a solicitation for the purchase or sale of their securities. Any investment should be consistent with your objectives, time frame, and risk tolerance


1. The Wall Street Journal, July 7, 2023.

2. The Wall Street Journal, July 7, 2023.

3. The Wall Street Journal, July 7, 2023.

4. CNBC, July 6, 2023.

5. CNBC, July 7, 2023.

Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost.

The forecasts or forward-looking statements are based on assumptions, may not materialize, and are subject to revision without notice.

The market indexes discussed are unmanaged, and generally, considered representative of their respective markets. Index performance is not indicative of the past performance of a particular investment. Indexes do not incur management fees, costs, and expenses. Individuals cannot directly invest in unmanaged indexes. Past performance does not guarantee future results.

The Dow Jones Industrial Average is an unmanaged index that is generally considered representative of large-capitalization companies on the U.S. stock market. Nasdaq Composite is an index of the common stocks and similar securities listed on the NASDAQ stock market and is considered a broad indicator of the performance of technology and growth companies. The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) and serves as a benchmark of the performance of major international equity markets, as represented by 21 major MSCI indexes from Europe, Australia, and Southeast Asia. The S&P 500 Composite Index is an unmanaged group of securities that are considered to be representative of the stock market in general.

U.S. Treasury Notes are guaranteed by the federal government as to the timely payment of principal and interest. However, if you sell a Treasury Note prior to maturity, it may be worth more or less than the original price paid. Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.

International investments carry additional risks, which include differences in financial reporting standards, currency exchange rates, political risks unique to a specific country, foreign taxes and regulations, and the potential for illiquid markets. These factors may result in greater share price volatility.

Please consult your financial professional for additional information.

This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG is not affiliated with the named representative, financial professional, Registered Investment Advisor, Broker-Dealer, nor state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and they should not be considered a solicitation for the purchase or sale of any security.  Copyright 2022 FMG Suite.