Hello, 

As spring blossoms arrive, we’re reminded that everything has the chance for new growth.

It’s important to take time to reflect on our own growth as well and realize the wisdom—valuable money lessons and general insights—we can pass on to the next generation.

Think back to that childhood piggy bank or perhaps the lessons on balancing a checkbook. Those early experiences shape financial journeys, and now it's time to be the guide for young minds.

A T. Rowe Price survey found that parents who discuss financial topics with their kids at least once a week are significantly more likely to have kids who say they are smart about money (64% vs. 41%).¹

But it doesn’t have to be conversations just between parent and child. Grandparents, neighbors, and teachers are all in a unique position to start these personal finance discussions with today’s youth.

Here are some fun ways to share your financial savvy: 

1. Book Club, Money Edition: Start a mini book club. The Lemonade War by Jacqueline Davies is great for younger readers and can spark engaging discussions.
    
2. Family Financial Time Capsule: Create a time capsule with financial insights and goals. Open it in 5-10 years for a nostalgic and educational experience.
    
3. Money Movie Night: Grab some popcorn and host a screening of finance-themed films like "Moneyball," followed by a lively discussion.
    
4. Invest in Their Interests: Help a young person start investing (even if it's just on paper) in companies they love. It's a great way to teach market basics while connecting over their passions.

Your financial journey is a treasure trove of lessons. By sharing experiences—both victories and stumbles—you're not just teaching, you're inspiring the next generation to build a solid financial foundation.

So here's to a season of sharing, learning, and growing—financially and beyond!

Cheers,

Your Eagle Wealth Team

Games to Exercise Your Brain

Brain training is a great way to keep your mind sharp, and these fun games are designed for people of all ages. Improve your mental fitness with games like:

• Sudoku - This strategy game requires you to find the correct order of numbers 1-9 in a 3x3 grid. There can only be one of each number in each row and column.

• Crossword Puzzles - Find the correct word for each clue. The words intersect and share letters, so you have to make sure you have the right word otherwise the puzzle won’t fit!

• Peak - A brain training app for your phone or tablet. It offers several different games designed to improve cognitive function and problem-solving. 

Tip adapted from Very Well Mind²

Special Update: What U.S.-China Trade Progress Means

The recent trade announcement between the U.S. and China reverses many of the tariffs that rattled financial markets beginning in April. This agreement, which lasts 90 days, lowers U.S. tariff rates on China from 145% to 30%, and China’s rates on U.S. goods to 10%. Along with tariff pauses on other trading partners, and a newly announced trade deal with the U.K., markets are hopeful that a drawn-out trade war is now off the table.

Click here to read more about what this trade progress means for you.

The U.S.-China agreement also reduces the pressure for immediate Fed policy changes. While the Fed is expected to cut rates further this year, these expectations have fallen to only two or three cuts, possibly beginning in July or September. The Fed appears to be taking a “wait-and-see” approach, rather than reacting to near-term trade, market, and economic news.

This latest news has lowered market uncertainty and recession concerns, reminding us why it’s smart to stay focused on the long run instead of reacting to short-term swings. Please don’t hesitate to reach out if you’d like to discuss topics from this special update.

<sup>1. T. Rowe Price, March 23, 2017 [https://www.troweprice.com/corporate/us/en/press/t--rowe-price--parents-are-likely-to-pass-down-good-and-bad-fina0.html]
2. Very Well Mind, December 12, 2024</sup>

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