Why Is It So Hard to Make Decisions?

Eagle Wealth Management |

Tell me if this sounds familiar.

You go to make a decision.

It seems relatively simple and straightforward.

And then you do what you are supposed to do when you make decisions.

You read reviews, ask your friends, make pros and cons lists, and consider edge cases and nuance.

And suddenly, your simple decision seems massively complex. Like you’re in the middle of a giant ball of yarn and can’t get out.

When you’re in the complex middle, you might think you’ve done something wrong. But it’s actually part of the process.

It’s called “research.”

It’s supposed to be confusing. We’re supposed to consider edge cases and nuance. We’re supposed to play "what if" games. We’re supposed to spend some time in the complex middle.

The question is, how do we get out of the complex middle?

The answer is, you get quiet.

Let me explain.

After you’ve done the research, after you’ve done the homework, after you’ve considered the edge cases and the nuance… you get quiet.

For some people, that may look like sun salutations and a walk. For others, it means prayer and meditation.

Ask yourself: What feels right?

And again, it’s important to emphasize you’re relying on what feels right after you’ve done the homework.

So next time you find yourself stuck in the complex middle, try not to get frustrated. Realize it’s part of the process. And the next step is to get quiet and feel what's right.

Until next week,


Your Eagle Wealth Team

PS. Feel like hard choices are a curse? Watch this Ted video for a different perspective.

4 Potential Health Benefits of Coffee

Our Eagle Wealth team loves coffee, and it’s an ongoing debate about which blend or roast is the best.  While we will never agree on the perfect cup, we can all celebrate the following benefits of coffee:

  • Coffee may help you live longer: Recent studies found that coffee drinkers are less likely to die from certain causes of death, including coronary heart disease, stroke, diabetes, and kidney disease.
  • Your liver may thank you: Research shows that coffee drinkers are more likely to have liver enzyme levels within a healthy range than people who don't drink coffee.
  • You may decrease your risk of getting Alzheimer's disease: The caffeine in two cups of coffee may protect against developing the condition. Researchers found that women aged 65 and older who drank two to three cups of coffee a day were less likely to develop dementia in general.
  • Your body may process glucose better: Studies have found that people who drink more coffee are less likely to have type 2 diabetes.

Tip adapted from John Hopkins Medicine1

The Week on Wall Street

Stocks retreated last week as bond yields increased following the Treasury's announcement indicating “a larger-than-expected funding need” and a downgrade in the federal government’s debt rating.

The Dow Jones Industrial Average dropped 1.11%, while the Standard & Poor’s 500 shed 2.27%. The Nasdaq Composite index lost 2.85% for the week. The MSCI EAFE index, which tracks developed overseas stock markets, tumbled 3.27%.2,3,4

Stocks Struggle

Stocks struggled as investor sentiment turned cautious amid rising bond yields. Markets were rattled initially by news that the Treasury raised its borrowing requirement for the third quarter by more than a quarter of a trillion dollars and on news that the Bank of Japan announced it would allow bond yields to rise after years of capping them. 

Rising yields continued to pressure stocks in the wake of a surprise rating downgrade of U.S. government debt by a major credit rating agency due to its belief in expected fiscal deterioration over the next three years.

Stocks rebounded Friday morning, rising on modest employment data only to reverse and add to the week’s losses.

Mixed Signals from the Labor Market

Fresh employment data last week gave some conflicting signals about the labor market. A new JOLTS (Job Openings and Turnover Survey) report showed a small decline in job openings and layoffs in June, leaving 1.6 job openings for each available worker.5 

Automated Data Processing’s (ADP) employment report reflected strong private sector hiring with a 324,000 increase in jobs, exceeding the consensus forecast of a 175,000 gain.6

The government’s monthly employment report saw a cooling in hiring as employers added 187,000 jobs in July. This was slower than seen in the first six months but enough to shave the unemployment rate from 3.6% to 3.5%.7


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Advisory Services offered through My Legacy Advisors, LLC dba Eagle Wealth Management, a registered investment advisor. Confidential Information: This message and any attachments contain information from Eagle Wealth Management, which may be confidential and/or privileged and is intended for use only by the addressee(s) named on this transmission. If you are not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are notified that any review, copying, distribution or use of this transmission is strictly prohibited. If you have received this transmission in error, please (i) notify the sender immediately by e-mail or by telephone and (ii) destroy all copies of this message.

1. John Hopkins Medicine, April 24, 2023

2. The Wall Street Journal, August 4, 2023

3. The Wall Street Journal, August 4, 2023

4. The Wall Street Journal, August 4, 2023

5. CNBC, August 1, 2023

6. CNBC, August 2, 2023

7. The Wall Street Journal, August 4, 2023

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